Home-buying is not easy, especially if it’s your first time. But there’s no need to be a real estate expert for you to do it right. Below are pointers that can be helpful:
Know the deposit amount you have to prepare.
Before you check out properties, it’s important that you have saves enough to make the deposit. Usually, you must save 5% to 20% no less of the price of the house you want. If you save more than 5% , you get access to a larger range of less expensive mortgages available on the market.
Know your other costs.
Besides your monthly mortgage payments, there are others costs that you also have to cover when buying a home. For example, you have to pay survey costs, building insurance, stamp duties, solicitor’s fee, and all the rest.
Be sure you have the funds to make …